If you search “how to split bills” on Twitter, you’ll uncover debates that have been ongoing since the early 2010s. Fast forward to 2025, and the conversation is still alive as Kenyans grapple with growing unemployment, the fallout from the USAID funding freeze, shifting societal dynamics, including the rise in relationships between older men and younger women, alongside other pressing challenges.
The real question is: what shapes how romantic partners navigate money in their relationships? Are there deeper root causes behind financial disagreements? Let’s dive in and explore.
- Cultural context (African, patriarchal structure, modern attitudes): In many African societies, traditional patriarchal structures have historically dictated financial roles, with men typically expected to be the primary providers. However, modern attitudes are beginning to challenge these norms, especially in urban and educated communities, where more equal financial partnerships are emerging.
- Attitudes and beliefs around money: Deeply rooted beliefs about money often stem from cultural upbringing, with many viewing financial control as a symbol of authority or responsibility. These attitudes can lead to power imbalances and disagreements within relationships, particularly when one partner earns more than the other or when financial expectations aren’t clearly communicated.
- New perspectives achieved through education: Education plays a critical role in reshaping how individuals approach money, offering insights into budgeting, financial literacy, and equitable partnerships. As partners gain more knowledge, they are better equipped to challenge outdated financial norms and embrace more collaborative approaches to managing their finances.
- The new ways of being that they create intentionally: With new perspectives, couples are intentionally creating alternative financial structures that work for both partners. They prioritize transparency, shared responsibility, and mutual decision-making, moving away from rigid, traditional roles.
- Their ability to stay curious and open to change: Successful couples remain curious and adaptable, recognizing that financial dynamics are constantly evolving. By staying open to change, they are better able to adjust to life’s financial challenges and opportunities, ensuring a more harmonious financial relationship.
Impact of Financial Stress
Couples who are under financial stress, whether due to unemployment, income instability, or debt, often experience more frequent arguments about money. This stress can exacerbate disagreements over how bills should be split, with financial strain becoming a common source of conflict.
Conclusion:
There isn’t a one-size-fits-all solution for splitting bills. However, this opens up the opportunity for negotiation and candid conversations.
Growth Catalysts 